This Financial Literacy Month, we're sharing valuable free resources to help you take control of your financial journey.
1. Understanding Your Credit Report
Knowing how to read your free credit report is crucial for your financial health. This guide from FICO walks you through each section, helping you understand what factors impact your credit and how to spot potential errors that could be hurting your score.
2. Your Emergency Financial Preparedness Kit
Financial preparedness is essential during emergencies. This kit from Hawaii Community Federal Credit Union helps you collect, copy, and store critical financial information before disaster strikes, allowing you to recover faster and avoid additional problems during already difficult times.
3. Leaving Your Home to Children or Heirs
Planning ahead for passing down your home can prevent family conflicts and unnecessary expenses. This resource from Fidelity evaluates different methods for transferring your property to loved ones, outlining the financial benefits and risks of each approach.
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4. Should I Refinance?
Refinancing your mortgage might lower costs, but there are important tradeoffs to consider. This guide from Bankrate helps you evaluate whether refinancing makes financial sense for your situation by walking through key questions and potential costs involved in the process.
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5. Comparing Auto Loans Worksheet
Shopping for a vehicle? This practical worksheet from Addition Financial helps you negotiate confidently by calculating upfront costs, determining how much you need to borrow, and comparing the total cost across different loan options to find the best deal.
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Content is for informative purposes only.
